Chatbot for Small Business: How to Get an Affordable One (2026)

How to get an affordable chatbot for a small business: real monthly and annual costs for Tidio, SiteGPT, Crisp and Tawk, plus a decision matrix and setup steps.

Chatbot for Small Business: How to Get an Affordable One (2026)
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Apr 22, 2026 05:06 PM
The most affordable way for a small business to get a chatbot is to start on a free live chat plan, then add AI answers for about $29 to $68 a month once the same questions keep coming in.
No tool in this guide is best overall. Each of the four tools below has a "best for" label, a price read on the vendor's pricing page, and a G2 rating. Pick by the job you need done first.
TL;DR
  • Tidio is the best all-in-one pick for the smallest businesses. It has a free plan, and Starter plus the Lyro AI agent costs $56.67 a month billed annually, or $68 billed monthly.
  • SiteGPT is the best pick when answers live across many pages and files. Starter is $39 a month billed yearly, or $59 billed monthly, for 4,000 messages a month. It has no shared email inbox.
  • Crisp fits a team of 4 to 10 people who share one inbox. Mini is $45 a month per workspace, and the AI chatbot starts on Essentials at $95.
  • Tawk is free live chat. Its AI Assist add-on has a free tier, and paid plans start at $29 a month.
  • Annual billing cuts the bill. SiteGPT Starter costs $468 a year billed yearly against $708 billed monthly, a saving of $240.

Key takeaways: affordable chatbots for small business at a glance

Tool
Best for
Free plan
Entry price with AI answers
G2 rating
1. Tidio
Live chat, tickets and an AI agent in one tool
Yes, 50 billable conversations
$56.67 a month billed annually, $68 billed monthly
4.6 (1,992 reviews)
AI answers trained on your website, files and videos
No. 7-day trial, card required
$39 a month billed yearly, $59 billed monthly
4.9 (12 reviews)
3. Crisp
A small team sharing one chat and email inbox
Yes, 2 seats
$95 a month per workspace (Essentials)
4.5 (205 reviews)
4. Tawk
Free live chat with no software budget
Yes, the whole platform
$29 a month for AI Assist paid plans
4.5 (202 reviews)
Summary graphic of four affordable chatbots for small business: Tidio, SiteGPT, Crisp and Tawk, each with its best use and entry price
Summary graphic of four affordable chatbots for small business: Tidio, SiteGPT, Crisp and Tawk, each with its best use and entry price

What does a chatbot do for a small business?

A chatbot for a small business answers the same customer questions that the owner or a small team answers every day. Typical examples are opening hours, prices, delivery times, return rules and booking steps.
There are two kinds. A live chat tool puts a chat box on your website so a person can reply. An AI chatbot reads your website or documents and replies on its own, then passes the chat to a person when it cannot help.
Most small businesses need both: AI for the repeat questions and a person for the rest. The difference between the two is covered in chatbots vs live chat. Setup choices for a website chatbot are in AI chatbot for website.

How much does a chatbot cost for a small business?

A chatbot for a small business costs $0 for free live chat, and about $29 to $95 a month once AI answers are added. The table below shows the yearly bill for each entry option at its listed limits.
Option
Billed annually
Billed monthly
What the price covers
Tawk platform
$0
$0
Live chat, inbox, ticketing and a knowledge base
Tawk plus AI Assist
Not listed
From $29 a month, $348 a year
AI agents trained on your knowledge base, with handoff to your team
Tidio Starter
$24.17 a month, $290.04 a year
$29 a month, $348 a year
100 billable conversations a month, live chat and ticketing
Tidio Starter plus Lyro
$56.67 a month, $680.04 a year
$68 a month, $816 a year
The above plus 50 Lyro AI conversations a month
SiteGPT Starter
$39 a month, $468 a year
$59 a month, $708 a year
1 chatbot, 4,000 messages a month, 1,000 pages, 1 member
SiteGPT Growth
$79 a month, $948 a year
$129 a month, $1,548 a year
2 chatbots, 10,000 messages a month, 4 members, integrations
Crisp Mini
Not listed
$45 a month, $540 a year
4 seats, shared email inbox, $5 in AI credits
Crisp Essentials
Not listed
$95 a month, $1,140 a year
10 seats, AI chatbot, knowledge base, $25 in AI credits
Bar chart of the entry price per month for a small business chatbot with AI answers: Tawk AI Assist $29, SiteGPT Starter $39 billed yearly, Tidio Starter plus Lyro $56.67 billed annually, Crisp Essentials $95, and SiteGPT Growth inside Crisp Mini $124
Bar chart of the entry price per month for a small business chatbot with AI answers: Tawk AI Assist $29, SiteGPT Starter $39 billed yearly, Tidio Starter plus Lyro $56.67 billed annually, Crisp Essentials $95, and SiteGPT Growth inside Crisp Mini $124
Three numbers matter most for a small budget.
  • Annual billing saves 17% to 34%. SiteGPT Starter saves $240 a year (34%) on yearly billing. Tidio Starter plus Lyro saves $135.96 a year (17%).
  • AI is priced in different units. Lyro starts at $32.50 a month billed annually for 50 AI conversations, which is $0.65 per conversation. SiteGPT Starter is $39 a month billed yearly for 4,000 messages, which is under 1 cent per message.
  • A free inbox still needs a person. Tawk and the free plans from Tidio and Crisp cost $0, but every chat the AI does not answer waits for you.
A full breakdown of build and subscription costs is in how much a chatbot costs.

How to choose an affordable chatbot for a small business

An affordable chatbot for a small business is one whose total yearly bill stays flat as chats grow. These five criteria decide that, in this order.
  1. Price at your real volume. Check what the plan includes, not only the entry price. Count billable conversations, AI conversations or messages.
  1. Who replies when the AI cannot. A one-person business needs handoff to a phone or a simple inbox. A team of four or more needs a shared inbox.
  1. Where your answers live. A short FAQ suits a built-in AI agent. Many pages, PDFs or videos suit a tool that trains on all of them.
  1. Setup without a developer. Every tool here installs with a website snippet or a plugin.
  1. Third-party reviews. A G2 rating with hundreds of reviews carries more weight than one with a dozen.
Tidio ranks first because it covers live chat, tickets and AI in one bill, with a free plan to start. SiteGPT is this site's own product. It ranks second for a narrower job, AI answers trained on a lot of content, and its limits are listed below with the same weight as the others.

The 4 best affordable chatbots for small business in 2026

1. Tidio: best all-in-one chatbot for the smallest businesses

Tidio homepage with its AI customer service headline and a 4.6 G2 rating badge, captured October 2026
Tidio homepage with its AI customer service headline and a 4.6 G2 rating badge, captured October 2026
Tidio is a live chat and helpdesk tool for small businesses and online stores. It combines live chat, tickets, no-code Flows and an AI agent named Lyro in one inbox.

Key features

  • Live chat and ticketing from the Starter plan
  • Lyro AI agent with human handoff, priced as an add-on
  • Flows for lead capture and quote requests
  • Desktop and mobile apps

Pros

  • A free plan with 50 billable conversations a month
  • A 7-day trial with no credit card
  • Only conversations with a human reply count as billable

Cons

  • Starter includes 100 billable conversations a month
  • Lyro is a second bill, and the free 50 Lyro conversations are one-time
  • Removing Tidio branding is an add-on from $16.67 a month

Pricing

Plan
Billed annually
Billed monthly
Free
$0
$0
Starter
$24.17 a month
$29 a month
Growth
From $49.17 a month
From $59 a month
Lyro AI Agent add-on
From $32.50 a month
From $39 a month
Source: Tidio pricing.

Rating

Tidio holds 4.6 out of 5 from 1,992 reviews on G2.

Best for

Tidio is best for a shop or service business that wants live chat and a small amount of AI in one tool. Other options are compared in the Tidio alternatives guide.

2. SiteGPT: best for AI answers trained on your own content

SiteGPT homepage with the headline Make AI your expert customer service agent and a live chatbot demo, captured October 2026
SiteGPT homepage with the headline Make AI your expert customer service agent and a live chatbot demo, captured October 2026
SiteGPT is an AI chatbot that trains on your website, files and other content, then answers visitors in 95+ languages. It passes a chat to your team when the visitor asks for a person.

Key features

  • Trains on URLs, sitemaps, files, YouTube, GitHub, Google Drive, Notion, Dropbox, OneDrive and Box
  • Human support on every plan, with escalation buttons and your own escalation rules
  • Chat modes that start with the AI, with a person, or by your working hours
  • iOS app with a live inbox and one-tap takeover from Growth
  • Chat integrations with Slack, Crisp, Messenger, Google Chat, Freshdesk Messaging and Zoho SalesIQ from Growth

Pros

  • A flat monthly message quota: 4,000 messages on Starter
  • Starter costs $468 a year billed yearly
  • 4.9 out of 5 on G2

Cons

  • No free plan. The 7-day trial needs a credit card
  • No shared email inbox. Your team answers escalated chats from Chat History
  • Starter has 1 member, manual content refresh and no chat integrations
  • The G2 rating rests on 12 reviews
  • No Intercom or HubSpot integration today

Pricing

Plan
Billed yearly
Billed monthly
Messages a month
Starter
$39 a month ($468 a year)
$59 a month
4,000
Growth
$79 a month ($948 a year)
$129 a month
10,000
Scale
$259 a month ($3,108 a year)
$429 a month
40,000
Enterprise
Custom
Custom
Custom
Message quotas are GPT-4.1-mini messages. The same quota buys one tenth as many GPT-4.1 messages. Source: SiteGPT pricing.

Rating

SiteGPT holds 4.9 out of 5 from 12 reviews on G2.

Best for

SiteGPT is best for a business whose answers sit across many pages, PDFs or videos, and that wants hundreds of AI answers a month at a flat price. How it differs from Tidio is covered in SiteGPT vs Tidio.

3. Crisp: best shared inbox for a small team

Crisp homepage showing the omnichannel inbox, AI agents and flat pricing, captured October 2026
Crisp homepage showing the omnichannel inbox, AI agents and flat pricing, captured October 2026
Crisp is a shared inbox and live chat tool that charges a flat price per workspace. It has no limit on the number of conversations, and its AI agent is named Hugo.

Key features

  • Website chat, shared inbox and mobile apps on every plan
  • Shared email inbox and chat triggers from Mini
  • AI chatbot, knowledge base and workflow builder from Essentials
  • Extra agents at $10 a month each

Pros

  • A free plan with 2 seats
  • No conversation limit on any plan
  • Essentials includes 10 seats for $95 a month, which is $9.50 a seat
  • A 14-day trial with no card

Cons

  • The free plan has no AI credits
  • The AI chatbot starts on Essentials at $95 a month
  • Ticketing and white labelling start on Plus at $295 a month

Pricing

Plan
Price per workspace a month
Seats
AI credits included
Free
$0
2
None
Mini
$45
4
$5
Essentials
$95
10
$25
Plus
$295
20 or more
$75
Source: Crisp pricing.

Rating

Crisp holds 4.5 out of 5 from 205 reviews on G2.

Best for

Crisp is best for a team of 4 to 10 people who answer chat and email together. Teams that outgrow it can compare options in the Crisp alternatives guide.

4. Tawk: best free live chat for a small business

Tawk homepage stating the platform is 100% free, with its inbox and AI assistant, captured October 2026
Tawk homepage stating the platform is 100% free, with its inbox and AI assistant, captured October 2026
Tawk is a free live chat platform with an inbox, a CRM, a knowledge base and ticketing. The company charges only for optional add-ons.

Key features

  • Chat widget, inbox, CRM and knowledge base at no cost
  • AI Assist: AI agents trained on your knowledge base, with handoff to your team
  • Whitelabel add-on to remove the vendor badge
  • Add-ons billed per property, not per seat

Pros

  • The platform is free, with no credit card to start
  • AI Assist has a free tier for limited volume
  • Adding agents does not raise the bill

Cons

  • The widget shows the vendor badge unless you pay $29 a month for Whitelabel
  • AI Assist paid plans start at $29 a month
  • A free inbox still needs a person for every chat the AI does not handle

Pricing

Item
Price
Platform
$0
AI Assist
Free tier, then from $29 a month
Whitelabel
$29 a month

Rating

Tawk holds 4.5 out of 5 from 202 reviews on G2.

Best for

Tawk is best for a business with no software budget that can answer chats itself. More free options are in the free chatbot for website guide and the Tawk alternatives guide.

How to choose: the small business chatbot decision matrix

The right chatbot depends on who answers chats today and how many questions repeat. Use the matrix below to pick one.
If you need
Pick
Why
Live chat at $0
Tawk
The whole platform is free, with no card to start
Live chat plus a little AI in one bill
Tidio
Starter plus Lyro is $56.67 a month billed annually
Hundreds of AI answers from many pages or files
4,000 messages a month for $39 billed yearly
One inbox for a team of 4 to 10
Crisp
Flat price per workspace with no conversation limit
A team inbox plus AI trained on your content
Crisp Mini plus SiteGPT Growth
SiteGPT answers inside Crisp from Growth. Together they cost $124 a month with SiteGPT billed yearly
A signed BAA for patient data
SiteGPT Enterprise
SiteGPT signs a BAA on Enterprise only. See the HIPAA compliant AI chatbot guide
Decision tree for choosing a small business chatbot by who answers chats, where the answers live, and how many AI conversations come in each month
Decision tree for choosing a small business chatbot by who answers chats, where the answers live, and how many AI conversations come in each month

How to set up a small business chatbot in one afternoon

A small business chatbot can be live in one afternoon if the content is ready first. These steps apply to every tool in this guide.
  1. List your top 20 questions. Pull them from emails, phone calls and chat history.
  1. Put the answers on your website. A chatbot can only answer what your pages or files say.
  1. Start on a free plan or a trial. Tidio, Crisp and Tawk have free plans. SiteGPT has a 7-day trial with a card.
  1. Add your content. Point the AI at your website URL, FAQ page or files.
  1. Turn on human handoff. In SiteGPT this is the Human Support setting, available on every plan. The human support guide shows each step.
  1. Test with your top 20 questions. Fix any wrong answer by editing the source page.
  1. Paste the widget snippet on your site. Then check the chat history each week for questions the AI missed.
Common mistakes cost more than the subscription. The three most common are paying monthly for a tool kept all year, choosing per-conversation AI pricing for high volume, and launching before the website answers the top questions.

Small business chatbot FAQ

Cost

How much does a chatbot cost for a small business?

A chatbot for a small business costs $0 for free live chat, and about $29 to $95 a month with AI answers. SiteGPT Starter is $39 a month billed yearly, or $59 billed monthly. Tidio Starter plus Lyro is $56.67 a month billed annually.

How do I get an affordable chatbot for a small business?

Start on a free live chat plan from Tawk, Tidio or Crisp. Add AI answers when the same questions repeat, and pay yearly to save up to 34%.

Is there a free AI chatbot for a small business?

Tawk AI Assist has a free tier for limited volume. Tidio's free plan includes 50 Lyro AI conversations one time. SiteGPT has no free plan.

Choosing a tool

Which chatbot is best for a very small business?

Tidio is the best fit for a very small business that wants live chat and AI in one tool. A business with no budget can start on Tawk.

Do I need live chat, an AI chatbot, or both?

Most small businesses need both. AI answers the repeat questions, and a person handles the rest through live chat or handoff.

Can a chatbot work outside business hours?

Yes. An AI chatbot answers at any hour. SiteGPT can also follow your working hours, starting chats with your team during them and with the AI outside them.

Setup

Do I need a developer to set up a chatbot?

No. Every tool in this guide installs with a website snippet or a plugin, and no code is needed to add content.

Can a chatbot answer in other languages?

Yes. SiteGPT answers in 95+ languages. Check each vendor's language list before you buy.

Data and compliance

Is a small business chatbot safe for customer data?

Check the vendor's security page before you buy. SiteGPT states it is SOC 2 Type II examined, GDPR certified and HIPAA assessed.

Can a small healthcare practice use a chatbot?

Only with a vendor that signs a Business Associate Agreement. SiteGPT signs a BAA on the Enterprise plan only, and connected apps and chat integrations are off in a covered workspace. Details are on the SiteGPT HIPAA page and in the HIPAA workspace docs.

Sources

All pages below were opened on 23 October 2026.

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Written by

Bhanu Teja P
Bhanu Teja P

Founder @ SiteGPT.ai & SourceSync.ai

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